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Lock in low, wholesale interest rates on a personalized mortgage with no lender fees. Buy A Home   Refinance
Alfonso Z.
“The X2 Mortgage Team is amazing!! They helped me close on my new house super fast! My home buying process was super easy thanks to X2! Will definitely recommend to anyone. Thank you Shawn and your team for all you do!”
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Welcome to X2 Mortgage

X2 Mortgage are your local home loan experts in Chandler, Arizona. Whether you are buying a home or refinancing anywhere in the state, wemake the experience fast, easy, and convenient.

By uniting the latest technology with top-shelf customer service, we ensure a fluid loan process that keeps moving forward to close rapidly. And we do it all with no fees, lower rates, and better service.

Get Started With Your FREE Consultation

Find the Right Mortgage
for Your Needs

A Modern Way to

Our technology tailors to your needs and integrates seamlessly with our industry experts.

No Fees

Zero origination fees on all loans.

Lower Rates

Less overhead allows for smaller margins.

Better Service

Personal cell #'s to our mortgage experts.

How it Works

Time to bring transparency to the mortgage industry.
Small Company Margins Little profits go a long way here. Big banks and retail lenders have massive expenses meaning you, the consumer, pay for it. Our technology keeps us small and nimble allowing for more flexibility.
One Stop Shop One credit check, several options. When you apply, we're able to shop out your scenario with 40+ partners to see who is the most aggressively priced for your specific financial situation.
Truly No Fees Our partners pay us, so you don't have to. We don't earn money when you make your mortgage payment, our partners do. That means they pay us a referral fee to orginate your loan. In turn, cheaply growing their business.

You get wholesale pricing, we earn your business, and our partners build their portfolios.

Free Mortgage Checklist to
help you get started.

Top Tips For Home Buyers
Top Tips for Home Buyers

Over 7 pages Of AMAZING info that will change the way you look at Home Buying! Based on real world examples from our mortgage experts.

Free Download »
Your Guide For Mortgage Refinancing
Tips to Refinance Your Home

Over 7 pages Of AMAZING info that will change the way you look at Cash Out Mortgage Refinancing! Based on real world examples from our mortgage experts.

Free Download »

Solutions for Unique Scenarios

Programs for those who don't fix the box.
X2 Partnerships Let us do the shopping to not only get you the best priced mortgage, but a second chance when others say no.
40+ Investors
5 States
100+ Programs

Instant Home Valuation

What's your home worth?

See What Our Clients Are Saying About Us!

X2 Mortgage

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Matter of Minutes

Buy A Home Refinance